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Direct Benefit Transfer

♦   Beneficiaries of Govt. Schemes will get Direct Benefit Transfer (DBT) in these accounts.

♦   Easy Transfer of money across India.

The Indian Government’s programme for Direct Benefit Transfers began in 2013, with pilots in 43 districts and 27 schemes and has grown significantly. In March 2016, the Government announced its commitment to expand the scope of the programme to include all welfare and subsidy schemes operated by all Ministries/Departments of Government of India directly or through implementing agencies, which involve cash or kind benefits transfers to individuals.

The expansion of DBT had a direct positive impact on the banking agent network, supporting India’s financial inclusion objective.