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Pradhan Mantri Suraksha Bima Yojana (PMSBY)

The Scheme is available to people in the age group 18 to 70 years with a bank / Post office account who give their consent to join / enable auto-debit on or before 31st May for the coverage period 1st June to 31st May on an annual renewal basis.

Aadhaar would be the primary KYC for the bank account. The risk coverage under the scheme is Rs. 2 lakh for accidental death and full disability and Rs.1 lakh for partial disability.

The premium of Rs. 12 per annum is to be deducted from the account holder’s bank / Post office account through ‘auto-debit’ facility in one installment.

The scheme is being offered by Public Sector General Insurance Companies or any other General Insurance Company who are offering the product on similar terms with necessary approvals and tie up with Banks and Post Offices for this purpose.

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

♦   Cover for accidental death and full disability (2 lakhs) and partial disability (1 lakh) @ Premium of Rs.12 per annum

♦   Available to people in age group of 18 to 70 having a Savings Bank Account